<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>17</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Georgios Savvakis</style></author><author><style face="normal" font="default" size="100%">Dimitris Kenourgios</style></author><author><style face="normal" font="default" size="100%">Trakadas, Panagiotis</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Digitalization as a driver of European SMEs’ financial performance during COVID-19&lt;br /&gt;&lt;br /&gt;</style></title><secondary-title><style face="normal" font="default" size="100%">Finance Research Letters</style></secondary-title></titles><dates><year><style  face="normal" font="default" size="100%">2024</style></year></dates><urls><web-urls><url><style face="normal" font="default" size="100%">https://doi.org/10.1016/j.frl.2024.105848</style></url></web-urls></urls><volume><style face="normal" font="default" size="100%">Volume 67, Part A , September 2024, 105848</style></volume><language><style face="normal" font="default" size="100%">eng</style></language><abstract><style face="normal" font="default" size="100%">&lt;p&gt;This paper analyzes the impact of the European economy digitalization on the financial performance of the European SMEs during COVID-19. Using a panel data from 2017 to 2022 of 12,179 European SMEs and a European transformed digitalization index, we find that financial performance of SMEs is significantly and negatively associated with the COVID-19 pandemic. Digitalization of the European economy significantly increases SMEs’ financial performance measured by various performance measurements and mediates the COVID-19 negative effect. Digitalization is more significant during COVID-19 era compared to the pre-pandemic period. Our results are robust to alternative performance measures.&lt;/p&gt;</style></abstract></record></records></xml>