@article {26007,
	title = {An integrated credit rating and loan quality model: application to bank shipping finance},
	journal = {Maritime Policy \& Management},
	volume = {42},
	year = {2015},
	pages = {533-554},
	publisher = {Routledge},
	isbn = {0308-8839},
	author = {Syriopoulos, Theodore and Gavalas, Dimitris}
}
